Call reports 2017
FIRST STATE BANK AND TRUST COMPANY — 2017
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 469,780,000 | 474,459,000 | 470,352,000 | 460,675,000 |
| Total loans | 176,651,000 | 179,866,000 | 178,510,000 | 178,677,000 |
| Allowance for loan losses | 1,510,000 | 1,447,000 | 1,399,000 | 1,070,000 |
| Securities available for sale | 257,577,000 | 258,013,000 | 248,281,000 | 250,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,977,000 | 379,351,000 | 355,953,000 | 379,485,000 |
| Interest-bearing deposits | 330,213,000 | 321,242,000 | 299,169,000 | 322,631,000 |
| Noninterest-bearing deposits | 59,764,000 | 58,110,000 | 56,784,000 | 56,855,000 |
| Equity capital | 76,857,000 | 80,089,000 | 81,444,000 | 77,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,004,000 | 8,010,000 | 12,026,000 | 16,020,000 |
| Interest expense | 313,000 | 665,000 | 1,076,000 | 1,538,000 |
| Net interest income | 3,691,000 | 7,345,000 | 10,950,000 | 14,482,000 |
| Noninterest income | 600,000 | 1,168,000 | 1,664,000 | 2,262,000 |
| Noninterest expense | 2,056,000 | 4,135,000 | 6,198,000 | 9,118,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 243,000 |
| Pretax income | 2,235,000 | 4,390,000 | 6,403,000 | 7,162,000 |
| Income tax | 573,000 | 1,117,000 | 1,612,000 | 1,939,000 |
| Net income | 1,662,000 | 3,273,000 | 4,791,000 | 5,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,693,000 | 78,304,000 | 79,822,000 | 77,124,000 |
| Total capital | 78,203,000 | 79,749,000 | 81,221,000 | 78,194,000 |
| Risk-weighted assets | 210,045,000 | 211,325,000 | 209,458,000 | 209,448,000 |