Call reports 2016
FIRST STATE BANK AND TRUST COMPANY — 2016
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 502,737,000 | 496,833,000 | 484,506,000 | 475,735,000 |
| Total loans | 177,725,000 | 180,248,000 | 178,897,000 | 176,461,000 |
| Allowance for loan losses | 1,398,000 | 1,349,000 | 1,307,000 | 1,534,000 |
| Securities available for sale | 288,361,000 | 283,018,000 | 270,731,000 | 266,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,241,000 | 379,344,000 | 358,543,000 | 397,925,000 |
| Interest-bearing deposits | 342,014,000 | 322,697,000 | 302,623,000 | 340,644,000 |
| Noninterest-bearing deposits | 59,226,000 | 56,647,000 | 55,920,000 | 57,282,000 |
| Equity capital | 79,685,000 | 81,880,000 | 83,624,000 | 74,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,245,000 | 8,385,000 | 12,465,000 | 16,459,000 |
| Interest expense | 344,000 | 684,000 | 1,026,000 | 1,339,000 |
| Net interest income | 3,901,000 | 7,701,000 | 11,439,000 | 15,120,000 |
| Noninterest income | 610,000 | 1,236,000 | 1,868,000 | 2,481,000 |
| Noninterest expense | 2,195,000 | 4,378,000 | 6,566,000 | 9,631,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 493,000 |
| Pretax income | 2,390,000 | 4,633,000 | 6,715,000 | 7,551,000 |
| Income tax | 624,000 | 1,196,000 | 1,717,000 | 1,810,000 |
| Net income | 1,766,000 | 3,437,000 | 4,998,000 | 5,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,201,000 | 77,410,000 | 78,972,000 | 75,030,000 |
| Total capital | 77,599,000 | 78,759,000 | 80,279,000 | 76,564,000 |
| Risk-weighted assets | 211,433,000 | 215,658,000 | 213,524,000 | 212,836,000 |