Call reports 2015
FIRST STATE BANK AND TRUST COMPANY — 2015
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 521,495,000 | 515,964,000 | 513,555,000 | 511,965,000 |
| Total loans | 171,779,000 | 173,938,000 | 181,109,000 | 179,390,000 |
| Allowance for loan losses | 1,158,000 | 1,211,000 | 1,315,000 | 1,490,000 |
| Securities available for sale | 295,119,000 | 304,283,000 | 294,259,000 | 297,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,139,000 | 403,503,000 | 388,747,000 | 430,305,000 |
| Interest-bearing deposits | 359,596,000 | 338,698,000 | 324,710,000 | 367,418,000 |
| Noninterest-bearing deposits | 68,543,000 | 64,805,000 | 64,038,000 | 62,888,000 |
| Equity capital | 76,445,000 | 76,410,000 | 78,364,000 | 77,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,224,000 | 8,390,000 | 12,664,000 | 16,933,000 |
| Interest expense | 312,000 | 618,000 | 921,000 | 1,237,000 |
| Net interest income | 3,912,000 | 7,772,000 | 11,743,000 | 15,696,000 |
| Noninterest income | 596,000 | 1,182,000 | 1,791,000 | 2,383,000 |
| Noninterest expense | 1,999,000 | 3,934,000 | 5,971,000 | 8,846,000 |
| Provision for loan losses | 0 | 0 | 225,000 | 492,000 |
| Pretax income | 2,509,000 | 5,020,000 | 7,338,000 | 8,736,000 |
| Income tax | 692,000 | 1,381,000 | 1,989,000 | 2,266,000 |
| Net income | 1,817,000 | 3,639,000 | 5,349,000 | 6,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,628,000 | 73,985,000 | 75,192,000 | 74,936,000 |
| Total capital | 73,786,000 | 75,196,000 | 76,507,000 | 76,426,000 |
| Risk-weighted assets | 208,639,000 | 213,600,000 | 214,638,000 | 211,630,000 |