Call reports 2014
FIRST STATE BANK AND TRUST COMPANY — 2014
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 469,287,000 | 492,452,000 | 483,910,000 | 509,081,000 |
| Total loans | 166,506,000 | 167,378,000 | 171,007,000 | 172,589,000 |
| Allowance for loan losses | 927,000 | 853,000 | 979,000 | 1,076,000 |
| Securities available for sale | 268,452,000 | 289,730,000 | 279,744,000 | 302,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,201,000 | 391,991,000 | 371,823,000 | 431,174,000 |
| Interest-bearing deposits | 332,236,000 | 315,751,000 | 306,434,000 | 351,975,000 |
| Noninterest-bearing deposits | 64,965,000 | 76,240,000 | 65,389,000 | 79,199,000 |
| Equity capital | 69,524,000 | 72,449,000 | 73,448,000 | 74,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,054,000 | 8,212,000 | 12,419,000 | 16,654,000 |
| Interest expense | 361,000 | 660,000 | 939,000 | 1,228,000 |
| Net interest income | 3,693,000 | 7,552,000 | 11,480,000 | 15,426,000 |
| Noninterest income | 586,000 | 1,177,000 | 1,801,000 | 2,421,000 |
| Noninterest expense | 1,892,000 | 3,830,000 | 5,757,000 | 8,736,000 |
| Provision for loan losses | 0 | 0 | 160,000 | 385,000 |
| Pretax income | 2,387,000 | 4,899,000 | 7,364,000 | 8,726,000 |
| Income tax | 648,000 | 1,340,000 | 2,016,000 | 2,311,000 |
| Net income | 1,739,000 | 3,559,000 | 5,348,000 | 6,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,916,000 | 70,277,000 | 71,604,000 | 71,272,000 |
| Total capital | 69,843,000 | 71,130,000 | 72,583,000 | 72,348,000 |
| Risk-weighted assets | 207,268,000 | 213,753,000 | 213,248,000 | 221,402,000 |