Call reports 2013
FIRST STATE BANK AND TRUST COMPANY — 2013
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 456,885,000 | 450,446,000 | 447,838,000 | 468,124,000 |
| Total loans | 159,047,000 | 164,245,000 | 165,097,000 | 166,873,000 |
| Allowance for loan losses | 802,000 | 937,000 | 971,000 | 894,000 |
| Securities available for sale | 267,336,000 | 257,911,000 | 243,210,000 | 264,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,268,000 | 356,523,000 | 347,245,000 | 397,183,000 |
| Interest-bearing deposits | 324,900,000 | 301,624,000 | 290,213,000 | 336,864,000 |
| Noninterest-bearing deposits | 56,368,000 | 54,899,000 | 57,032,000 | 60,319,000 |
| Equity capital | 70,202,000 | 70,276,000 | 67,549,000 | 68,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,063,000 | 8,051,000 | 12,050,000 | 16,135,000 |
| Interest expense | 512,000 | 965,000 | 1,391,000 | 1,764,000 |
| Net interest income | 3,551,000 | 7,086,000 | 10,659,000 | 14,371,000 |
| Noninterest income | 649,000 | 1,302,000 | 1,947,000 | 2,544,000 |
| Noninterest expense | 1,936,000 | 3,849,000 | 5,857,000 | 8,683,000 |
| Provision for loan losses | 0 | 235,000 | 286,000 | 432,000 |
| Pretax income | 2,264,000 | 4,304,000 | 6,463,000 | 7,800,000 |
| Income tax | 620,000 | 1,165,000 | 1,755,000 | 2,027,000 |
| Net income | 1,644,000 | 3,139,000 | 4,708,000 | 5,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,112,000 | 65,603,000 | 67,175,000 | 67,638,000 |
| Total capital | 64,914,000 | 66,540,000 | 68,146,000 | 68,532,000 |
| Risk-weighted assets | 193,042,000 | 196,414,000 | 198,470,000 | 207,262,000 |