Call reports 2012
FIRST STATE BANK AND TRUST COMPANY — 2012
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 447,328,000 | 449,809,000 | 439,823,000 | 466,413,000 |
| Total loans | 150,964,000 | 155,377,000 | 158,732,000 | 160,683,000 |
| Allowance for loan losses | 783,000 | 712,000 | 737,000 | 786,000 |
| Securities available for sale | 266,525,000 | 267,605,000 | 255,112,000 | 272,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,275,000 | 360,677,000 | 343,335,000 | 391,186,000 |
| Interest-bearing deposits | 317,420,000 | 304,737,000 | 288,776,000 | 334,665,000 |
| Noninterest-bearing deposits | 59,855,000 | 55,940,000 | 54,559,000 | 56,521,000 |
| Equity capital | 66,118,000 | 68,347,000 | 70,404,000 | 69,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,293,000 | 8,549,000 | 12,671,000 | 16,743,000 |
| Interest expense | 586,000 | 1,113,000 | 1,587,000 | 2,108,000 |
| Net interest income | 3,707,000 | 7,436,000 | 11,084,000 | 14,635,000 |
| Noninterest income | 644,000 | 1,245,000 | 1,871,000 | 2,528,000 |
| Noninterest expense | 1,960,000 | 3,842,000 | 5,833,000 | 9,442,000 |
| Provision for loan losses | 0 | 0 | 69,000 | 169,000 |
| Pretax income | 2,391,000 | 4,839,000 | 7,053,000 | 7,983,000 |
| Income tax | 640,000 | 1,301,000 | 1,886,000 | 2,083,000 |
| Net income | 1,751,000 | 3,538,000 | 5,167,000 | 5,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,155,000 | 61,481,000 | 63,110,000 | 62,465,000 |
| Total capital | 60,938,000 | 62,193,000 | 63,847,000 | 63,251,000 |
| Risk-weighted assets | 178,553,000 | 183,007,000 | 179,803,000 | 196,796,000 |