Call reports 2011
FIRST STATE BANK AND TRUST COMPANY — 2011
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 442,935,000 | 439,210,000 | 430,917,000 | 453,996,000 |
| Total loans | 147,600,000 | 150,322,000 | 148,670,000 | 150,911,000 |
| Allowance for loan losses | 848,000 | 826,000 | 932,000 | 819,000 |
| Securities available for sale | 266,033,000 | 261,871,000 | 253,720,000 | 273,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,620,000 | 360,278,000 | 342,016,000 | 383,717,000 |
| Interest-bearing deposits | 331,020,000 | 310,398,000 | 289,003,000 | 327,293,000 |
| Noninterest-bearing deposits | 49,600,000 | 49,880,000 | 53,013,000 | 56,424,000 |
| Equity capital | 59,628,000 | 62,155,000 | 64,981,000 | 65,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,384,000 | 8,786,000 | 13,146,000 | 17,457,000 |
| Interest expense | 754,000 | 1,443,000 | 2,047,000 | 2,651,000 |
| Net interest income | 3,630,000 | 7,343,000 | 11,099,000 | 14,806,000 |
| Noninterest income | 590,000 | 1,196,000 | 1,739,000 | 2,337,000 |
| Noninterest expense | 1,820,000 | 3,666,000 | 5,494,000 | 8,054,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 85,000 |
| Pretax income | 2,401,000 | 4,874,000 | 7,218,000 | 9,003,000 |
| Income tax | 633,000 | 1,312,000 | 1,937,000 | 2,376,000 |
| Net income | 1,768,000 | 3,562,000 | 5,281,000 | 6,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,737,000 | 57,091,000 | 58,359,000 | 58,804,000 |
| Total capital | 56,585,000 | 57,917,000 | 59,291,000 | 59,623,000 |
| Risk-weighted assets | 176,167,000 | 177,188,000 | 173,083,000 | 182,020,000 |