Call reports 2025
MAUCH CHUNK TRUST COMPANY — 2025
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 632,304,000 | 667,426,000 | 655,755,000 | 648,917,000 |
| Total loans | 277,426,000 | 286,187,000 | 288,925,000 | 286,953,000 |
| Allowance for loan losses | 3,451,000 | 3,871,000 | 4,082,000 | 4,249,000 |
| Securities available for sale | 284,052,000 | 274,692,000 | 279,528,000 | 277,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,147,000 | 642,308,000 | 628,564,000 | 618,526,000 |
| Interest-bearing deposits | 519,952,000 | 549,820,000 | 538,890,000 | 533,474,000 |
| Noninterest-bearing deposits | 82,195,000 | 92,488,000 | 89,674,000 | 85,052,000 |
| Equity capital | -5,732,000 | -3,414,000 | -701,000 | 1,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,598,000 | 13,466,000 | 20,503,000 | 27,514,000 |
| Interest expense | 3,058,000 | 6,132,000 | 9,293,000 | 12,329,000 |
| Net interest income | 3,540,000 | 7,334,000 | 11,210,000 | 15,185,000 |
| Noninterest income | 916,000 | 1,952,000 | 2,934,000 | 3,907,000 |
| Noninterest expense | 3,956,000 | 8,066,000 | 12,198,000 | 16,037,000 |
| Provision for loan losses | 358,000 | 812,000 | 1,021,000 | 1,194,000 |
| Pretax income | 142,000 | 375,000 | 892,000 | 1,162,000 |
| Income tax | -100,000 | -100,000 | -100,000 | -100,000 |
| Net income | 242,000 | 475,000 | 992,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,042,000 | 53,918,000 | 54,433,000 | 54,437,000 |
| Total capital | 51,042,000 | 57,789,000 | 58,515,000 | 58,685,000 |
| Risk-weighted assets | 366,982,000 | 370,451,000 | 365,518,000 | 356,419,000 |