Call reports 2020
MAUCH CHUNK TRUST COMPANY — 2020
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 465,692,000 | 507,747,000 | 507,886,000 | 530,026,000 |
| Total loans | 226,711,000 | 238,118,000 | 224,158,000 | 224,759,000 |
| Allowance for loan losses | 2,703,000 | 3,335,000 | 3,138,000 | 3,323,000 |
| Securities available for sale | 211,944,000 | 230,242,000 | 229,147,000 | 267,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,736,000 | 383,372,000 | 378,934,000 | 400,059,000 |
| Interest-bearing deposits | 316,419,000 | 324,372,000 | 315,500,000 | 335,349,000 |
| Noninterest-bearing deposits | 44,317,000 | 59,000,000 | 63,434,000 | 64,711,000 |
| Equity capital | 43,630,000 | 46,367,000 | 48,367,000 | 49,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,083,000 | 8,216,000 | 12,357,000 | 16,341,000 |
| Interest expense | 905,000 | 1,533,000 | 2,085,000 | 2,577,000 |
| Net interest income | 3,178,000 | 6,683,000 | 10,272,000 | 13,764,000 |
| Noninterest income | 721,000 | 1,263,000 | 1,843,000 | 2,466,000 |
| Noninterest expense | 2,945,000 | 5,781,000 | 9,253,000 | 12,394,000 |
| Provision for loan losses | 230,000 | 1,096,000 | 1,442,000 | 1,747,000 |
| Pretax income | 859,000 | 1,742,000 | 2,550,000 | 3,585,000 |
| Income tax | 141,000 | 271,000 | 348,000 | 484,000 |
| Net income | 718,000 | 1,471,000 | 2,202,000 | 3,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,840,000 | 39,824,000 | 39,485,000 | 35,898,000 |
| Total capital | 44,543,000 | 39,824,000 | 39,485,000 | 35,898,000 |
| Risk-weighted assets | 266,572,000 | 287,017,000 | 289,291,000 | 297,762,000 |