Call reports 2019
MAUCH CHUNK TRUST COMPANY — 2019
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 449,563,000 | 473,642,000 | 459,758,000 | 439,915,000 |
| Total loans | 229,617,000 | 232,103,000 | 227,210,000 | 222,687,000 |
| Allowance for loan losses | 2,267,000 | 2,269,000 | 2,516,000 | 2,650,000 |
| Securities available for sale | 193,942,000 | 191,792,000 | 199,821,000 | 189,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,170,000 | 349,133,000 | 355,567,000 | 361,758,000 |
| Interest-bearing deposits | 299,356,000 | 302,765,000 | 305,901,000 | 317,747,000 |
| Noninterest-bearing deposits | 47,814,000 | 46,368,000 | 49,666,000 | 44,010,000 |
| Equity capital | 39,709,000 | 41,334,000 | 41,871,000 | 40,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,172,000 | 8,549,000 | 12,810,000 | 16,806,000 |
| Interest expense | 1,119,000 | 2,377,000 | 3,656,000 | 4,730,000 |
| Net interest income | 3,053,000 | 6,172,000 | 9,154,000 | 12,076,000 |
| Noninterest income | 598,000 | 1,298,000 | 1,990,000 | 2,671,000 |
| Noninterest expense | 2,856,000 | 5,657,000 | 8,465,000 | 11,999,000 |
| Provision for loan losses | 122,000 | 284,000 | 728,000 | 1,240,000 |
| Pretax income | 734,000 | 1,662,000 | 2,490,000 | 2,877,000 |
| Income tax | 116,000 | 274,000 | 410,000 | 452,000 |
| Net income | 618,000 | 1,388,000 | 2,080,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,492,000 | 40,590,000 | 41,282,000 | 41,122,000 |
| Total capital | 42,759,000 | 42,859,000 | 43,798,000 | 43,772,000 |
| Risk-weighted assets | 297,440,000 | 305,433,000 | 287,371,000 | 259,139,000 |