Call reports 2016
MAUCH CHUNK TRUST COMPANY — 2016
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 378,579,000 | 387,836,000 | 394,730,000 | 388,610,000 |
| Total loans | 141,466,000 | 144,529,000 | 158,951,000 | 169,495,000 |
| Allowance for loan losses | 1,940,000 | 2,004,000 | 2,130,000 | 2,310,000 |
| Securities available for sale | 212,308,000 | 218,629,000 | 205,047,000 | 193,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,870,000 | 307,258,000 | 319,205,000 | 324,781,000 |
| Interest-bearing deposits | 269,341,000 | 273,064,000 | 278,937,000 | 288,464,000 |
| Noninterest-bearing deposits | 34,529,000 | 34,193,000 | 40,267,000 | 36,316,000 |
| Equity capital | 37,577,000 | 40,560,000 | 41,278,000 | 35,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,055,000 | 6,110,000 | 9,207,000 | 12,260,000 |
| Interest expense | 375,000 | 752,000 | 1,140,000 | 1,517,000 |
| Net interest income | 2,680,000 | 5,358,000 | 8,067,000 | 10,743,000 |
| Noninterest income | 637,000 | 1,227,000 | 2,465,000 | 3,016,000 |
| Noninterest expense | 2,712,000 | 5,320,000 | 7,997,000 | 10,644,000 |
| Provision for loan losses | 95,000 | 173,000 | 340,000 | 538,000 |
| Pretax income | 655,000 | 1,770,000 | 3,156,000 | 3,538,000 |
| Income tax | 95,000 | 361,000 | 732,000 | 754,000 |
| Net income | 560,000 | 1,409,000 | 2,424,000 | 2,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,721,000 | 35,865,000 | 37,189,000 | 36,644,000 |
| Total capital | 37,661,000 | 37,867,000 | 39,319,000 | 38,954,000 |
| Risk-weighted assets | 204,783,000 | 217,233,000 | 222,129,000 | 231,311,000 |