Call reports 2015
MAUCH CHUNK TRUST COMPANY — 2015
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 373,748,000 | 373,448,000 | 373,651,000 | 376,975,000 |
| Total loans | 135,075,000 | 140,384,000 | 139,306,000 | 144,130,000 |
| Allowance for loan losses | 1,790,000 | 1,883,000 | 2,085,000 | 1,897,000 |
| Securities available for sale | 214,534,000 | 209,348,000 | 209,703,000 | 205,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,534,000 | 306,496,000 | 305,053,000 | 303,485,000 |
| Interest-bearing deposits | 270,250,000 | 265,618,000 | 270,303,000 | 263,132,000 |
| Noninterest-bearing deposits | 40,283,000 | 40,877,000 | 34,750,000 | 40,353,000 |
| Equity capital | 36,887,000 | 34,565,000 | 36,319,000 | 34,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,854,000 | 5,899,000 | 8,924,000 | 12,050,000 |
| Interest expense | 298,000 | 646,000 | 1,006,000 | 1,374,000 |
| Net interest income | 2,556,000 | 5,253,000 | 7,918,000 | 10,676,000 |
| Noninterest income | 601,000 | 1,217,000 | 1,844,000 | 2,285,000 |
| Noninterest expense | 2,517,000 | 4,986,000 | 7,436,000 | 10,114,000 |
| Provision for loan losses | 51,000 | 254,000 | 470,000 | 612,000 |
| Pretax income | 891,000 | 1,659,000 | 2,337,000 | 2,940,000 |
| Income tax | 140,000 | 250,000 | 336,000 | 335,000 |
| Net income | 751,000 | 1,409,000 | 2,001,000 | 2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,927,000 | 34,582,000 | 35,173,000 | 34,794,000 |
| Total capital | 35,717,000 | 36,465,000 | 37,258,000 | 36,691,000 |
| Risk-weighted assets | 199,022,000 | 203,997,000 | 217,564,000 | 204,462,000 |