Call reports 2014
MAUCH CHUNK TRUST COMPANY — 2014
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 322,788,000 | 339,839,000 | 347,081,000 | 342,368,000 |
| Total loans | 134,830,000 | 131,308,000 | 129,007,000 | 133,398,000 |
| Allowance for loan losses | 2,439,000 | 2,216,000 | 2,292,000 | 1,826,000 |
| Securities available for sale | 164,220,000 | 185,000,000 | 193,497,000 | 184,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,998,000 | 261,184,000 | 276,375,000 | 268,502,000 |
| Interest-bearing deposits | 240,808,000 | 231,694,000 | 243,752,000 | 238,289,000 |
| Noninterest-bearing deposits | 26,190,000 | 29,490,000 | 32,622,000 | 30,213,000 |
| Equity capital | 33,441,000 | 34,754,000 | 35,512,000 | 35,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,589,000 | 5,283,000 | 8,059,000 | 10,852,000 |
| Interest expense | 236,000 | 482,000 | 739,000 | 1,031,000 |
| Net interest income | 2,353,000 | 4,801,000 | 7,320,000 | 9,821,000 |
| Noninterest income | 588,000 | 1,206,000 | 1,880,000 | 2,489,000 |
| Noninterest expense | 2,293,000 | 4,582,000 | 6,952,000 | 9,431,000 |
| Provision for loan losses | 80,000 | 159,000 | 237,000 | 365,000 |
| Pretax income | 1,185,000 | 2,112,000 | 2,978,000 | 3,613,000 |
| Income tax | 215,000 | 360,000 | 455,000 | 520,000 |
| Net income | 970,000 | 1,752,000 | 2,523,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,860,000 | 34,033,000 | 34,805,000 | 34,396,000 |
| Total capital | 36,263,000 | 36,249,000 | 37,097,000 | 36,222,000 |
| Risk-weighted assets | 192,187,000 | 181,930,000 | 184,118,000 | 191,073,000 |