Call reports 2013
MAUCH CHUNK TRUST COMPANY — 2013
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 329,900,000 | 326,735,000 | 325,917,000 | 314,943,000 |
| Total loans | 130,112,000 | 130,045,000 | 131,338,000 | 139,285,000 |
| Allowance for loan losses | 2,584,000 | 2,631,000 | 2,467,000 | 2,399,000 |
| Securities available for sale | 178,696,000 | 174,475,000 | 170,143,000 | 151,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,866,000 | 273,930,000 | 266,862,000 | 256,876,000 |
| Interest-bearing deposits | 239,049,000 | 244,453,000 | 237,317,000 | 228,332,000 |
| Noninterest-bearing deposits | 28,816,000 | 29,476,000 | 29,546,000 | 28,543,000 |
| Equity capital | 34,199,000 | 30,654,000 | 32,308,000 | 31,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,714,000 | 5,569,000 | 8,369,000 | 11,040,000 |
| Interest expense | 271,000 | 547,000 | 813,000 | 1,068,000 |
| Net interest income | 2,443,000 | 5,022,000 | 7,556,000 | 9,972,000 |
| Noninterest income | 613,000 | 1,304,000 | 2,262,000 | 2,892,000 |
| Noninterest expense | 2,117,000 | 4,271,000 | 6,411,000 | 8,837,000 |
| Provision for loan losses | 92,000 | 184,000 | 276,000 | 367,000 |
| Pretax income | 918,000 | 2,009,000 | 3,216,000 | 3,965,000 |
| Income tax | 176,000 | 396,000 | 492,000 | 607,000 |
| Net income | 742,000 | 1,613,000 | 2,724,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,897,000 | 32,186,000 | 33,300,000 | 32,886,000 |
| Total capital | 34,406,000 | 34,711,000 | 35,767,000 | 35,285,000 |
| Risk-weighted assets | 199,864,000 | 201,147,000 | 204,165,000 | 207,855,000 |