Call reports 2012
MAUCH CHUNK TRUST COMPANY — 2012
What MAUCH CHUNK TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 317,045,000 | 314,906,000 | 312,800,000 | 304,517,000 |
| Total loans | 132,617,000 | 133,885,000 | 133,461,000 | 129,827,000 |
| Allowance for loan losses | 2,776,000 | 2,904,000 | 2,521,000 | 2,452,000 |
| Securities available for sale | 160,961,000 | 144,747,000 | 153,191,000 | 151,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,226,000 | 247,911,000 | 254,276,000 | 244,081,000 |
| Interest-bearing deposits | 207,998,000 | 218,218,000 | 222,741,000 | 214,104,000 |
| Noninterest-bearing deposits | 32,228,000 | 29,693,000 | 31,535,000 | 29,976,000 |
| Equity capital | 32,988,000 | 33,506,000 | 34,902,000 | 33,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,185,000 | 6,270,000 | 9,210,000 | 12,029,000 |
| Interest expense | 546,000 | 1,039,000 | 1,452,000 | 1,784,000 |
| Net interest income | 2,639,000 | 5,231,000 | 7,758,000 | 10,245,000 |
| Noninterest income | 591,000 | 1,142,000 | 1,859,000 | 2,578,000 |
| Noninterest expense | 2,122,000 | 4,264,000 | 6,763,000 | 9,202,000 |
| Provision for loan losses | 153,000 | 304,000 | 459,000 | 690,000 |
| Pretax income | 1,313,000 | 2,918,000 | 3,471,000 | 4,007,000 |
| Income tax | 299,000 | 692,000 | 748,000 | 809,000 |
| Net income | 1,014,000 | 2,226,000 | 2,723,000 | 3,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,460,000 | 31,120,000 | 31,616,000 | 31,155,000 |
| Total capital | 32,960,000 | 33,559,000 | 34,079,000 | 33,568,000 |
| Risk-weighted assets | 198,934,000 | 193,922,000 | 197,756,000 | 193,747,000 |