Call reports 2025
NORTH DALLAS BANK & TRUST CO. — 2025
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,877,362,000 | 1,875,281,000 | 1,866,276,000 | 1,870,071,000 |
| Total loans | 1,243,202,000 | 1,273,741,000 | 1,281,642,000 | 1,283,655,000 |
| Allowance for loan losses | 18,975,000 | 19,081,000 | 19,367,000 | 19,865,000 |
| Securities available for sale | 182,712,000 | 186,753,000 | 171,946,000 | 158,835,000 |
| Securities held to maturity | 144,187,000 | 135,647,000 | 124,639,000 | 112,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,594,704,000 | 1,588,705,000 | 1,586,844,000 | 1,604,345,000 |
| Interest-bearing deposits | 1,252,649,000 | 1,247,573,000 | 1,236,900,000 | 1,277,371,000 |
| Noninterest-bearing deposits | 342,055,000 | 341,132,000 | 349,944,000 | 326,974,000 |
| Equity capital | 173,736,000 | 176,583,000 | 179,838,000 | 183,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,963,000 | 40,788,000 | 62,446,000 | 83,788,000 |
| Interest expense | 10,550,000 | 21,078,000 | 31,604,000 | 41,874,000 |
| Net interest income | 9,413,000 | 19,710,000 | 30,842,000 | 41,914,000 |
| Noninterest income | 1,581,000 | 3,222,000 | 4,862,000 | 6,674,000 |
| Noninterest expense | 9,467,000 | 18,776,000 | 28,448,000 | 37,649,000 |
| Provision for loan losses | 0 | 106,000 | 440,000 | 940,000 |
| Pretax income | 1,527,000 | 4,050,000 | 6,628,000 | 10,311,000 |
| Income tax | 219,000 | 639,000 | 1,064,000 | 1,700,000 |
| Net income | 1,308,000 | 3,411,000 | 5,564,000 | 8,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,386,000 | 180,232,000 | 182,128,000 | 184,918,000 |