Call reports 2023
NORTH DALLAS BANK & TRUST CO. — 2023
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,734,530,000 | 1,684,358,000 | 1,728,752,000 | 1,771,144,000 |
| Total loans | 1,038,331,000 | 1,064,476,000 | 1,133,317,000 | 1,190,279,000 |
| Allowance for loan losses | 16,218,000 | 16,769,000 | 17,209,000 | 17,541,000 |
| Securities available for sale | 243,894,000 | 246,685,000 | 213,244,000 | 217,783,000 |
| Securities held to maturity | 246,700,000 | 226,359,000 | 213,962,000 | 208,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,512,380,000 | 1,425,914,000 | 1,468,335,000 | 1,480,179,000 |
| Interest-bearing deposits | 1,075,373,000 | 1,030,721,000 | 1,079,855,000 | 1,099,050,000 |
| Noninterest-bearing deposits | 437,007,000 | 395,193,000 | 388,480,000 | 381,129,000 |
| Equity capital | 160,345,000 | 160,523,000 | 160,495,000 | 163,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,076,000 | 29,334,000 | 45,407,000 | 62,788,000 |
| Interest expense | 4,921,000 | 11,124,000 | 19,628,000 | 29,127,000 |
| Net interest income | 9,155,000 | 18,210,000 | 25,779,000 | 33,661,000 |
| Noninterest income | 1,407,000 | 2,780,000 | 5,013,000 | 6,338,000 |
| Noninterest expense | 8,572,000 | 17,222,000 | 25,989,000 | 34,823,000 |
| Provision for loan losses | 294,000 | 443,000 | 443,000 | 443,000 |
| Pretax income | 1,690,000 | 3,318,000 | 4,081,000 | 4,454,000 |
| Income tax | 296,000 | 584,000 | 679,000 | 676,000 |
| Net income | 1,394,000 | 2,734,000 | 3,402,000 | 3,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,068,000 | 175,561,000 | 175,381,000 | 174,908,000 |