Call reports 2021
NORTH DALLAS BANK & TRUST CO. — 2021
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,534,392,000 | 1,591,942,000 | 1,613,009,000 | 1,725,598,000 |
| Total loans | 689,263,000 | 695,416,000 | 699,462,000 | 872,531,000 |
| Allowance for loan losses | 14,360,000 | 14,463,000 | 14,464,000 | 16,083,000 |
| Securities available for sale | 260,546,000 | 305,002,000 | 314,310,000 | 322,663,000 |
| Securities held to maturity | 272,468,000 | 281,194,000 | 286,061,000 | 281,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,846,000 | 1,413,714,000 | 1,432,490,000 | 1,551,923,000 |
| Interest-bearing deposits | 936,358,000 | 984,446,000 | 996,069,000 | 1,076,479,000 |
| Noninterest-bearing deposits | 420,488,000 | 429,268,000 | 436,421,000 | 475,444,000 |
| Equity capital | 169,583,000 | 169,742,000 | 171,296,000 | 167,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,349,000 | 18,359,000 | 27,638,000 | 37,354,000 |
| Interest expense | 827,000 | 1,640,000 | 2,377,000 | 3,061,000 |
| Net interest income | 8,522,000 | 16,719,000 | 25,261,000 | 34,293,000 |
| Noninterest income | 1,253,000 | 2,648,000 | 4,034,000 | 5,411,000 |
| Noninterest expense | 7,113,000 | 14,248,000 | 21,478,000 | 28,598,000 |
| Provision for loan losses | 450,000 | 550,000 | 550,000 | 2,200,000 |
| Pretax income | 2,212,000 | 4,569,000 | 7,267,000 | 8,906,000 |
| Income tax | 442,000 | 919,000 | 1,466,000 | 1,794,000 |
| Net income | 1,770,000 | 3,650,000 | 5,801,000 | 7,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,222,000 | 167,460,000 | 168,969,000 | 168,867,000 |