Call reports 2020
NORTH DALLAS BANK & TRUST CO. — 2020
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,285,272,000 | 1,458,793,000 | 1,452,376,000 | 1,477,860,000 |
| Total loans | 641,430,000 | 703,540,000 | 708,962,000 | 689,642,000 |
| Allowance for loan losses | 12,628,000 | 12,760,000 | 13,227,000 | 13,908,000 |
| Securities available for sale | 269,177,000 | 259,429,000 | 251,137,000 | 238,798,000 |
| Securities held to maturity | 217,737,000 | 231,867,000 | 228,847,000 | 246,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,111,643,000 | 1,281,681,000 | 1,273,170,000 | 1,302,824,000 |
| Interest-bearing deposits | 794,913,000 | 870,031,000 | 874,787,000 | 908,769,000 |
| Noninterest-bearing deposits | 316,730,000 | 411,650,000 | 398,383,000 | 394,055,000 |
| Equity capital | 167,261,000 | 168,582,000 | 169,601,000 | 169,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,804,000 | 19,166,000 | 28,569,000 | 38,533,000 |
| Interest expense | 1,566,000 | 2,713,000 | 3,750,000 | 4,674,000 |
| Net interest income | 8,238,000 | 16,453,000 | 24,819,000 | 33,859,000 |
| Noninterest income | 1,800,000 | 2,999,000 | 4,750,000 | 6,209,000 |
| Noninterest expense | 6,907,000 | 13,609,000 | 20,696,000 | 27,638,000 |
| Provision for loan losses | 175,000 | 600,000 | 1,050,000 | 1,698,000 |
| Pretax income | 2,956,000 | 5,243,000 | 7,823,000 | 10,732,000 |
| Income tax | 594,000 | 1,047,000 | 1,565,000 | 2,154,000 |
| Net income | 2,362,000 | 4,196,000 | 6,258,000 | 8,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,576,000 | 162,768,000 | 164,188,000 | 165,095,000 |