Call reports 2019
NORTH DALLAS BANK & TRUST CO. — 2019
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,311,527,000 | 1,285,458,000 | 1,280,421,000 | 1,307,762,000 |
| Total loans | 626,139,000 | 647,200,000 | 642,750,000 | 646,612,000 |
| Allowance for loan losses | 12,335,000 | 12,348,000 | 12,391,000 | 12,408,000 |
| Securities available for sale | 260,157,000 | 282,834,000 | 266,740,000 | 261,404,000 |
| Securities held to maturity | 228,658,000 | 238,678,000 | 233,643,000 | 233,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,148,433,000 | 1,118,232,000 | 1,109,271,000 | 1,141,514,000 |
| Interest-bearing deposits | 823,890,000 | 811,440,000 | 801,875,000 | 821,862,000 |
| Noninterest-bearing deposits | 324,543,000 | 306,792,000 | 307,396,000 | 319,652,000 |
| Equity capital | 153,932,000 | 158,479,000 | 160,530,000 | 161,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,976,000 | 20,224,000 | 30,317,000 | 40,411,000 |
| Interest expense | 1,637,000 | 3,354,000 | 5,136,000 | 6,879,000 |
| Net interest income | 8,339,000 | 16,870,000 | 25,181,000 | 33,532,000 |
| Noninterest income | 962,000 | 2,044,000 | 3,062,000 | 4,131,000 |
| Noninterest expense | 6,419,000 | 13,148,000 | 19,540,000 | 26,108,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 2,807,000 | 5,691,000 | 8,628,000 | 11,480,000 |
| Income tax | 567,000 | 1,153,000 | 1,749,000 | 2,302,000 |
| Net income | 2,240,000 | 4,538,000 | 6,879,000 | 9,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,617,000 | 157,272,000 | 158,971,000 | 159,857,000 |
| Total capital | 162,997,000 | 165,089,000 | 166,598,000 | 167,596,000 |
| Risk-weighted assets | 585,455,000 | 620,811,000 | 605,432,000 | 614,464,000 |