Call reports 2016
NORTH DALLAS BANK & TRUST CO. — 2016
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,317,305,000 | 1,307,023,000 | 1,385,717,000 | 1,367,985,000 |
| Total loans | 582,504,000 | 579,688,000 | 590,357,000 | 605,350,000 |
| Allowance for loan losses | 10,295,000 | 10,581,000 | 10,777,000 | 10,775,000 |
| Securities available for sale | 246,569,000 | 240,529,000 | 237,844,000 | 242,660,000 |
| Securities held to maturity | 204,453,000 | 199,220,000 | 229,633,000 | 239,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,163,921,000 | 1,154,535,000 | 1,231,600,000 | 1,218,840,000 |
| Interest-bearing deposits | 848,139,000 | 838,736,000 | 865,096,000 | 872,293,000 |
| Noninterest-bearing deposits | 315,782,000 | 315,799,000 | 366,504,000 | 346,547,000 |
| Equity capital | 138,877,000 | 140,702,000 | 141,915,000 | 140,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,747,000 | 15,422,000 | 23,242,000 | 31,322,000 |
| Interest expense | 530,000 | 1,046,000 | 1,563,000 | 2,090,000 |
| Net interest income | 7,217,000 | 14,376,000 | 21,679,000 | 29,232,000 |
| Noninterest income | 1,108,000 | 2,276,000 | 3,163,000 | 4,047,000 |
| Noninterest expense | 5,700,000 | 11,303,000 | 16,776,000 | 22,317,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,475,000 | 5,049,000 | 7,766,000 | 10,662,000 |
| Income tax | 833,000 | 1,687,000 | 2,590,000 | 3,658,000 |
| Net income | 1,642,000 | 3,362,000 | 5,176,000 | 7,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,136,000 | 138,419,000 | 139,796,000 | 140,880,000 |
| Total capital | 143,924,000 | 145,201,000 | 146,721,000 | 147,873,000 |
| Risk-weighted assets | 539,569,000 | 538,638,000 | 550,086,000 | 555,633,000 |