Call reports 2015
NORTH DALLAS BANK & TRUST CO. — 2015
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,300,631,000 | 1,298,006,000 | 1,426,400,000 | 1,352,285,000 |
| Total loans | 520,206,000 | 545,515,000 | 562,656,000 | 563,870,000 |
| Allowance for loan losses | 9,453,000 | 9,477,000 | 9,792,000 | 10,036,000 |
| Securities available for sale | 218,379,000 | 226,158,000 | 239,607,000 | 260,221,000 |
| Securities held to maturity | 245,171,000 | 224,744,000 | 199,807,000 | 209,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,152,106,000 | 1,148,919,000 | 1,272,454,000 | 1,205,246,000 |
| Interest-bearing deposits | 858,658,000 | 864,081,000 | 951,417,000 | 877,870,000 |
| Noninterest-bearing deposits | 293,448,000 | 284,838,000 | 321,037,000 | 327,376,000 |
| Equity capital | 134,101,000 | 134,827,000 | 136,712,000 | 136,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,336,000 | 14,789,000 | 22,422,000 | 30,179,000 |
| Interest expense | 718,000 | 1,384,000 | 2,018,000 | 2,625,000 |
| Net interest income | 6,618,000 | 13,405,000 | 20,404,000 | 27,554,000 |
| Noninterest income | 966,000 | 1,858,000 | 2,850,000 | 3,703,000 |
| Noninterest expense | 5,277,000 | 10,537,000 | 15,810,000 | 21,171,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,157,000 | 4,426,000 | 6,994,000 | 9,486,000 |
| Income tax | 718,000 | 1,474,000 | 2,330,000 | 3,152,000 |
| Net income | 1,439,000 | 2,952,000 | 4,664,000 | 6,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,604,000 | 133,680,000 | 134,956,000 | 135,931,000 |
| Total capital | 138,895,000 | 140,298,000 | 141,684,000 | 142,741,000 |
| Risk-weighted assets | 500,133,000 | 526,537,000 | 534,999,000 | 541,610,000 |