Call reports 2012
NORTH DALLAS BANK & TRUST CO. — 2012
What NORTH DALLAS BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,188,174,000 | 1,209,449,000 | 1,240,020,000 | 1,257,571,000 |
| Total loans | 392,127,000 | 410,393,000 | 432,941,000 | 441,998,000 |
| Allowance for loan losses | 8,286,000 | 8,399,000 | 8,757,000 | 9,101,000 |
| Securities available for sale | 253,773,000 | 253,603,000 | 252,444,000 | 241,023,000 |
| Securities held to maturity | 223,256,000 | 209,184,000 | 214,785,000 | 224,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,051,176,000 | 1,070,376,000 | 1,097,461,000 | 1,120,135,000 |
| Interest-bearing deposits | 829,768,000 | 839,260,000 | 859,846,000 | 872,022,000 |
| Noninterest-bearing deposits | 221,408,000 | 231,116,000 | 237,615,000 | 248,113,000 |
| Equity capital | 124,766,000 | 126,623,000 | 127,684,000 | 125,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,711,000 | 15,320,000 | 22,790,000 | 30,236,000 |
| Interest expense | 1,377,000 | 2,645,000 | 3,849,000 | 4,990,000 |
| Net interest income | 6,334,000 | 12,675,000 | 18,941,000 | 25,246,000 |
| Noninterest income | 1,352,000 | 2,296,000 | 3,252,000 | 4,204,000 |
| Noninterest expense | 5,062,000 | 9,891,000 | 14,713,000 | 19,465,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,324,000 | 4,480,000 | 6,580,000 | 8,785,000 |
| Income tax | 772,000 | 1,481,000 | 2,180,000 | 2,903,000 |
| Net income | 1,552,000 | 2,999,000 | 4,400,000 | 5,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,831,000 | 122,840,000 | 123,805,000 | 122,589,000 |
| Total capital | 126,448,000 | 127,578,000 | 128,747,000 | 127,605,000 |
| Risk-weighted assets | 365,648,000 | 375,397,000 | 391,668,000 | 397,212,000 |