Call reports 2025
EMIGRANT MERCANTILE BANK — 2025
What EMIGRANT MERCANTILE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,481,000 | 3,498,000 | 3,493,000 | 3,491,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Equity capital | 2,975,000 | 2,978,000 | 2,982,000 | 2,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,000 | 68,000 | 103,000 | 134,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 34,000 | 68,000 | 103,000 | 134,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 9,000 | 39,000 | 68,000 | 98,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 29,000 | 35,000 | 36,000 |
| Income tax | 7,000 | 8,000 | 10,000 | 10,000 |
| Net income | 18,000 | 21,000 | 25,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,975,000 | 2,978,000 | 2,982,000 | 2,983,000 |
| Total capital | 2,975,000 | 2,978,000 | 2,982,000 | 2,983,000 |
| Risk-weighted assets | 711,000 | 697,000 | 697,000 | 696,000 |