Call reports 2023
EMIGRANT MERCANTILE BANK — 2023
What EMIGRANT MERCANTILE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,395,000 | 3,425,000 | 3,429,000 | 3,433,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Equity capital | 2,884,000 | 2,906,000 | 2,906,000 | 2,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 35,000 | 74,000 | 117,000 | 160,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 35,000 | 74,000 | 117,000 | 160,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 10,000 | 19,000 | 62,000 | 82,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 55,000 | 55,000 | 78,000 |
| Income tax | 7,000 | 15,000 | 15,000 | 22,000 |
| Net income | 18,000 | 40,000 | 40,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,884,000 | 2,906,000 | 2,906,000 | 2,922,000 |
| Total capital | 2,884,000 | 2,906,000 | 2,906,000 | 2,922,000 |
| Risk-weighted assets | 678,000 | 684,000 | 685,000 | 684,000 |