Call reports 2015
EMIGRANT MERCANTILE BANK — 2015
What EMIGRANT MERCANTILE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,559,000 | 3,545,000 | 3,528,000 | 3,510,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Equity capital | 3,052,000 | 3,037,000 | 3,021,000 | 3,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,000 | 4,000 | 7,000 | 9,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 3,000 | 4,000 | 7,000 | 9,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 32,000 | 59,000 | 88,000 | 117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -29,000 | -55,000 | -81,000 | -108,000 |
| Income tax | -12,000 | -23,000 | -33,000 | -40,000 |
| Net income | -17,000 | -32,000 | -48,000 | -68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,052,000 | 3,028,000 | 3,002,000 | 2,999,000 |
| Total capital | 3,052,000 | 3,028,000 | 3,002,000 | 2,999,000 |
| Risk-weighted assets | 719,000 | 703,000 | 698,000 | 698,000 |