Call reports 2014
EMIGRANT MERCANTILE BANK — 2014
What EMIGRANT MERCANTILE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,670,000 | 3,607,000 | 3,601,000 | 3,619,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Equity capital | 3,121,000 | 3,107,000 | 3,092,000 | 3,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,000 | 5,000 | 7,000 | 9,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 2,000 | 5,000 | 7,000 | 9,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 27,000 | 55,000 | 84,000 | 126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -25,000 | -50,000 | -77,000 | -117,000 |
| Income tax | -11,000 | -22,000 | -34,000 | -51,000 |
| Net income | -14,000 | -28,000 | -43,000 | -66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,089,000 | 3,103,000 | 3,077,000 | 3,066,000 |
| Total capital | 3,089,000 | 3,103,000 | 3,077,000 | 3,066,000 |
| Risk-weighted assets | 755,000 | 720,000 | 728,000 | 722,000 |