Call reports 2025
JEWETT CITY SAVINGS BANK — 2025
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 446,470,000 | 462,321,000 | 476,532,000 | 484,580,000 |
| Total loans | 362,836,000 | 377,541,000 | 390,973,000 | 391,524,000 |
| Allowance for loan losses | 3,054,000 | 3,407,000 | 3,376,000 | 3,278,000 |
| Securities available for sale | 20,082,000 | 20,558,000 | 19,804,000 | 23,308,000 |
| Securities held to maturity | 2,547,000 | 44,000 | 42,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,404,000 | 378,413,000 | 383,423,000 | 390,923,000 |
| Interest-bearing deposits | 293,203,000 | 296,546,000 | 297,096,000 | 302,130,000 |
| Noninterest-bearing deposits | 74,201,000 | 81,867,000 | 86,327,000 | 88,793,000 |
| Equity capital | 64,340,000 | 65,447,000 | 67,179,000 | 68,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,699,000 | 11,644,000 | 17,947,000 | 24,672,000 |
| Interest expense | 1,239,000 | 2,500,000 | 3,832,000 | 5,214,000 |
| Net interest income | 4,460,000 | 9,144,000 | 14,115,000 | 19,458,000 |
| Noninterest income | 717,000 | 1,453,000 | 2,274,000 | 3,054,000 |
| Noninterest expense | 3,734,000 | 7,530,000 | 11,490,000 | 16,004,000 |
| Provision for loan losses | 300,000 | 713,000 | 689,000 | 594,000 |
| Pretax income | 1,085,000 | 2,376,000 | 4,496,000 | 6,370,000 |
| Income tax | 214,000 | 513,000 | 1,019,000 | 1,349,000 |
| Net income | 871,000 | 1,863,000 | 3,477,000 | 5,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,075,000 | 65,069,000 | 66,682,000 | 68,226,000 |
| Total capital | 67,150,000 | 68,498,000 | 70,089,000 | 71,545,000 |
| Risk-weighted assets | 348,178,000 | 363,038,000 | 378,058,000 | 384,172,000 |