Call reports 2024
JEWETT CITY SAVINGS BANK — 2024
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 420,493,000 | 430,314,000 | 434,386,000 | 442,987,000 |
| Total loans | 344,021,000 | 352,113,000 | 352,366,000 | 361,291,000 |
| Allowance for loan losses | 2,666,000 | 2,282,000 | 2,657,000 | 2,897,000 |
| Securities available for sale | 23,655,000 | 22,982,000 | 22,857,000 | 20,312,000 |
| Securities held to maturity | 2,550,000 | 2,549,000 | 2,548,000 | 2,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,140,000 | 349,033,000 | 356,572,000 | 360,884,000 |
| Interest-bearing deposits | 278,140,000 | 274,868,000 | 280,149,000 | 282,369,000 |
| Noninterest-bearing deposits | 70,000,000 | 74,165,000 | 76,423,000 | 78,515,000 |
| Equity capital | 60,082,000 | 61,444,000 | 62,321,000 | 63,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,263,000 | 10,785,000 | 16,138,000 | 21,996,000 |
| Interest expense | 973,000 | 2,008,000 | 3,213,000 | 4,449,000 |
| Net interest income | 4,290,000 | 8,777,000 | 12,925,000 | 17,547,000 |
| Noninterest income | 713,000 | 1,430,000 | 2,221,000 | 3,015,000 |
| Noninterest expense | 3,652,000 | 7,280,000 | 10,834,000 | 14,594,000 |
| Provision for loan losses | 375,000 | 173,000 | 1,421,000 | 1,551,000 |
| Pretax income | 1,192,000 | 2,956,000 | 3,528,000 | 5,018,000 |
| Income tax | 266,000 | 702,000 | 815,000 | 1,052,000 |
| Net income | 926,000 | 2,254,000 | 2,713,000 | 3,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,165,000 | 61,492,000 | 61,952,000 | 63,205,000 |
| Total capital | 62,831,000 | 63,775,000 | 64,609,000 | 66,122,000 |
| Risk-weighted assets | 324,269,000 | 333,287,000 | 338,411,000 | 345,580,000 |