Call reports 2023
JEWETT CITY SAVINGS BANK — 2023
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 389,900,000 | 402,541,000 | 406,033,000 | 419,899,000 |
| Total loans | 313,109,000 | 314,606,000 | 321,159,000 | 330,377,000 |
| Allowance for loan losses | 2,278,000 | 2,139,000 | 2,028,000 | 2,293,000 |
| Securities available for sale | 28,370,000 | 27,230,000 | 25,860,000 | 26,010,000 |
| Securities held to maturity | 2,566,000 | 2,564,000 | 2,552,000 | 2,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,165,000 | 332,706,000 | 335,258,000 | 347,430,000 |
| Interest-bearing deposits | 248,048,000 | 258,598,000 | 260,992,000 | 274,922,000 |
| Noninterest-bearing deposits | 75,117,000 | 74,108,000 | 74,266,000 | 72,508,000 |
| Equity capital | 55,876,000 | 57,131,000 | 57,666,000 | 59,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 8,968,000 | 13,821,000 | 19,028,000 |
| Interest expense | 228,000 | 623,000 | 1,265,000 | 2,096,000 |
| Net interest income | 4,181,000 | 8,345,000 | 12,556,000 | 16,932,000 |
| Noninterest income | 655,000 | 1,471,000 | 2,148,000 | 2,847,000 |
| Noninterest expense | 3,367,000 | 6,856,000 | 10,194,000 | 13,872,000 |
| Provision for loan losses | 225,000 | 80,000 | 141,000 | 723,000 |
| Pretax income | 1,312,000 | 3,177,000 | 4,275,000 | 5,433,000 |
| Income tax | 318,000 | 725,000 | 954,000 | 1,175,000 |
| Net income | 994,000 | 2,452,000 | 3,321,000 | 4,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,975,000 | 57,433,000 | 58,302,000 | 59,238,000 |
| Total capital | 58,253,000 | 59,572,000 | 60,330,000 | 61,531,000 |
| Risk-weighted assets | 285,085,000 | 291,381,000 | 301,888,000 | 312,009,000 |