Call reports 2022
JEWETT CITY SAVINGS BANK — 2022
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 401,888,000 | 409,729,000 | 416,944,000 | 403,286,000 |
| Total loans | 294,068,000 | 305,657,000 | 300,777,000 | 307,651,000 |
| Allowance for loan losses | 3,313,000 | 2,578,000 | 3,043,000 | 3,298,000 |
| Securities available for sale | 22,336,000 | 26,525,000 | 24,590,000 | 28,923,000 |
| Securities held to maturity | 2,576,000 | 2,572,000 | 2,570,000 | 2,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,403,000 | 346,191,000 | 354,239,000 | 339,291,000 |
| Interest-bearing deposits | 268,513,000 | 272,784,000 | 279,930,000 | 263,565,000 |
| Noninterest-bearing deposits | 66,890,000 | 73,407,000 | 74,309,000 | 75,726,000 |
| Equity capital | 52,833,000 | 52,551,000 | 52,209,000 | 53,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,302,000 | 6,792,000 | 10,898,000 | 15,272,000 |
| Interest expense | 208,000 | 419,000 | 635,000 | 841,000 |
| Net interest income | 3,094,000 | 6,373,000 | 10,263,000 | 14,431,000 |
| Noninterest income | 604,000 | 1,250,000 | 1,959,000 | 2,679,000 |
| Noninterest expense | 3,138,000 | 6,205,000 | 9,403,000 | 12,549,000 |
| Provision for loan losses | 0 | 90,000 | 792,000 | 1,047,000 |
| Pretax income | 212,000 | 380,000 | 820,000 | 2,820,000 |
| Income tax | 32,000 | 52,000 | 120,000 | 629,000 |
| Net income | 180,000 | 328,000 | 700,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,130,000 | 52,278,000 | 52,649,000 | 54,141,000 |
| Total capital | 55,443,000 | 54,856,000 | 55,692,000 | 57,439,000 |
| Risk-weighted assets | 275,178,000 | 286,771,000 | 284,421,000 | 291,102,000 |