Call reports 2021
JEWETT CITY SAVINGS BANK — 2021
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 369,148,000 | 387,570,000 | 391,928,000 | 401,695,000 |
| Total loans | 270,510,000 | 282,675,000 | 288,811,000 | 288,172,000 |
| Allowance for loan losses | 3,099,000 | 3,197,000 | 3,246,000 | 3,392,000 |
| Securities available for sale | 17,059,000 | 26,960,000 | 25,710,000 | 24,356,000 |
| Securities held to maturity | 2,599,000 | 2,593,000 | 2,588,000 | 2,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,948,000 | 316,456,000 | 321,646,000 | 332,735,000 |
| Interest-bearing deposits | 234,627,000 | 251,349,000 | 255,645,000 | 261,329,000 |
| Noninterest-bearing deposits | 63,321,000 | 65,107,000 | 66,001,000 | 71,406,000 |
| Equity capital | 51,475,000 | 52,224,000 | 52,926,000 | 53,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,199,000 | 6,554,000 | 10,101,000 | 13,363,000 |
| Interest expense | 274,000 | 531,000 | 776,000 | 1,008,000 |
| Net interest income | 2,925,000 | 6,023,000 | 9,325,000 | 12,355,000 |
| Noninterest income | 550,000 | 1,125,000 | 1,839,000 | 2,489,000 |
| Noninterest expense | 2,881,000 | 5,817,000 | 8,806,000 | 12,349,000 |
| Provision for loan losses | 154,000 | 265,000 | 355,000 | 545,000 |
| Pretax income | 671,000 | 1,695,000 | 2,577,000 | 2,999,000 |
| Income tax | 147,000 | 418,000 | 545,000 | 491,000 |
| Net income | 524,000 | 1,277,000 | 2,032,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,953,000 | 50,719,000 | 51,474,000 | 51,950,000 |
| Total capital | 52,982,000 | 53,916,000 | 54,720,000 | 55,317,000 |
| Risk-weighted assets | 242,244,000 | 256,904,000 | 267,760,000 | 269,329,000 |