Call reports 2020
JEWETT CITY SAVINGS BANK — 2020
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 315,904,000 | 341,673,000 | 348,242,000 | 362,312,000 |
| Total loans | 234,639,000 | 254,309,000 | 262,164,000 | 265,940,000 |
| Allowance for loan losses | 2,260,000 | 2,471,000 | 2,775,000 | 2,964,000 |
| Securities available for sale | 14,081,000 | 17,964,000 | 16,876,000 | 15,749,000 |
| Securities held to maturity | 3,622,000 | 2,614,000 | 2,606,000 | 2,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,547,000 | 266,749,000 | 275,266,000 | 287,061,000 |
| Interest-bearing deposits | 195,344,000 | 208,665,000 | 219,438,000 | 229,880,000 |
| Noninterest-bearing deposits | 43,203,000 | 58,084,000 | 55,828,000 | 57,181,000 |
| Equity capital | 48,825,000 | 49,718,000 | 50,287,000 | 51,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,107,000 | 9,208,000 | 12,529,000 |
| Interest expense | 431,000 | 797,000 | 1,137,000 | 1,457,000 |
| Net interest income | 2,606,000 | 5,310,000 | 8,071,000 | 11,072,000 |
| Noninterest income | 516,000 | 926,000 | 1,390,000 | 1,834,000 |
| Noninterest expense | 2,742,000 | 5,253,000 | 7,882,000 | 10,674,000 |
| Provision for loan losses | 116,000 | 371,000 | 630,000 | 855,000 |
| Pretax income | -540,000 | 486,000 | 1,196,000 | 2,087,000 |
| Income tax | -190,000 | 54,000 | 220,000 | 387,000 |
| Net income | -350,000 | 432,000 | 976,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,300,000 | 48,102,000 | 48,666,000 | 49,410,000 |
| Total capital | 49,560,000 | 50,573,000 | 51,441,000 | 52,374,000 |
| Risk-weighted assets | 213,062,000 | 223,576,000 | 231,350,000 | 239,122,000 |