Call reports 2019
JEWETT CITY SAVINGS BANK — 2019
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 283,081,000 | 290,345,000 | 293,593,000 | 294,988,000 |
| Total loans | 223,072,000 | 223,913,000 | 227,854,000 | 229,847,000 |
| Allowance for loan losses | 1,826,000 | 1,924,000 | 1,994,000 | 2,234,000 |
| Securities available for sale | 17,586,000 | 16,813,000 | 15,951,000 | 15,040,000 |
| Securities held to maturity | 2,649,000 | 2,644,000 | 2,638,000 | 2,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,721,000 | 219,432,000 | 217,667,000 | 221,055,000 |
| Interest-bearing deposits | 177,786,000 | 179,534,000 | 178,369,000 | 179,258,000 |
| Noninterest-bearing deposits | 38,935,000 | 39,898,000 | 39,298,000 | 41,797,000 |
| Equity capital | 47,624,000 | 48,173,000 | 48,638,000 | 49,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,007,000 | 6,125,000 | 9,316,000 | 12,452,000 |
| Interest expense | 364,000 | 758,000 | 1,185,000 | 1,616,000 |
| Net interest income | 2,643,000 | 5,367,000 | 8,131,000 | 10,836,000 |
| Noninterest income | 430,000 | 946,000 | 1,455,000 | 1,957,000 |
| Noninterest expense | 2,431,000 | 4,818,000 | 7,359,000 | 9,960,000 |
| Provision for loan losses | 150,000 | 550,000 | 770,000 | 1,025,000 |
| Pretax income | 816,000 | 1,370,000 | 1,935,000 | 2,578,000 |
| Income tax | 170,000 | 292,000 | 418,000 | 526,000 |
| Net income | 646,000 | 1,078,000 | 1,517,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,165,000 | 46,615,000 | 47,076,000 | 47,630,000 |
| Total capital | 47,991,000 | 48,539,000 | 49,070,000 | 49,864,000 |
| Risk-weighted assets | 206,263,000 | 206,707,000 | 210,560,000 | 210,865,000 |