Call reports 2018
JEWETT CITY SAVINGS BANK — 2018
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 282,442,000 | 288,760,000 | 288,288,000 | 283,803,000 |
| Total loans | 219,654,000 | 220,114,000 | 222,113,000 | 222,747,000 |
| Allowance for loan losses | 1,759,000 | 2,067,000 | 2,030,000 | 1,927,000 |
| Securities available for sale | 26,370,000 | 24,386,000 | 22,891,000 | 21,664,000 |
| Securities held to maturity | 2,723,000 | 2,708,000 | 2,694,000 | 2,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,197,000 | 224,835,000 | 223,411,000 | 218,530,000 |
| Interest-bearing deposits | 177,443,000 | 184,652,000 | 180,072,000 | 180,213,000 |
| Noninterest-bearing deposits | 39,754,000 | 40,184,000 | 43,339,000 | 38,318,000 |
| Equity capital | 45,633,000 | 46,030,000 | 46,783,000 | 46,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,805,000 | 8,927,000 | 11,979,000 |
| Interest expense | 244,000 | 535,000 | 861,000 | 1,203,000 |
| Net interest income | 2,515,000 | 5,270,000 | 8,066,000 | 10,776,000 |
| Noninterest income | 447,000 | 840,000 | 1,298,000 | 1,838,000 |
| Noninterest expense | 2,364,000 | 4,669,000 | 6,969,000 | 9,330,000 |
| Provision for loan losses | 163,000 | 525,000 | 688,000 | 1,300,000 |
| Pretax income | 672,000 | 1,183,000 | 1,978,000 | 2,255,000 |
| Income tax | 145,000 | 254,000 | 443,000 | 439,000 |
| Net income | 527,000 | 929,000 | 1,535,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,289,000 | 44,712,000 | 45,119,000 | 45,421,000 |
| Total capital | 46,051,000 | 46,780,000 | 47,150,000 | 47,348,000 |
| Risk-weighted assets | 202,651,000 | 204,903,000 | 205,000,000 | 207,633,000 |