Call reports 2017
JEWETT CITY SAVINGS BANK — 2017
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,036,000 | 277,590,000 | 285,137,000 | 278,722,000 |
| Total loans | 195,832,000 | 203,446,000 | 202,059,000 | 211,363,000 |
| Allowance for loan losses | 1,967,000 | 1,794,000 | 1,891,000 | 1,994,000 |
| Securities available for sale | 32,518,000 | 31,205,000 | 29,328,000 | 28,306,000 |
| Securities held to maturity | 2,789,000 | 2,772,000 | 2,754,000 | 2,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,167,000 | 217,925,000 | 226,101,000 | 218,381,000 |
| Interest-bearing deposits | 176,304,000 | 179,447,000 | 181,301,000 | 177,449,000 |
| Noninterest-bearing deposits | 39,863,000 | 38,478,000 | 44,801,000 | 40,932,000 |
| Equity capital | 44,378,000 | 44,791,000 | 45,179,000 | 45,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,992,000 | 7,630,000 | 10,344,000 |
| Interest expense | 228,000 | 464,000 | 709,000 | 953,000 |
| Net interest income | 2,200,000 | 4,528,000 | 6,921,000 | 9,391,000 |
| Noninterest income | 402,000 | 841,000 | 1,248,000 | 1,681,000 |
| Noninterest expense | 2,199,000 | 4,370,000 | 6,625,000 | 8,875,000 |
| Provision for loan losses | 99,000 | 198,000 | 297,000 | 441,000 |
| Pretax income | 482,000 | 979,000 | 1,554,000 | 2,063,000 |
| Income tax | 140,000 | 293,000 | 475,000 | 616,000 |
| Net income | 342,000 | 686,000 | 1,079,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,987,000 | 43,063,000 | 43,460,000 | 43,846,000 |
| Total capital | 44,957,000 | 44,860,000 | 45,355,000 | 45,845,000 |
| Risk-weighted assets | 180,534,000 | 187,382,000 | 186,269,000 | 196,414,000 |