Call reports 2013
JEWETT CITY SAVINGS BANK — 2013
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,977,000 | 249,140,000 | 249,963,000 | 243,353,000 |
| Total loans | 150,436,000 | 156,974,000 | 157,387,000 | 154,304,000 |
| Allowance for loan losses | 1,972,000 | 2,035,000 | 2,040,000 | 1,817,000 |
| Securities available for sale | 50,074,000 | 47,938,000 | 52,477,000 | 51,989,000 |
| Securities held to maturity | 2,192,000 | 2,149,000 | 3,094,000 | 3,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,402,000 | 204,489,000 | 205,198,000 | 199,156,000 |
| Interest-bearing deposits | 173,383,000 | 173,730,000 | 174,655,000 | 171,491,000 |
| Noninterest-bearing deposits | 27,018,000 | 30,759,000 | 30,544,000 | 27,665,000 |
| Equity capital | 40,191,000 | 40,379,000 | 40,480,000 | 41,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,759,000 | 7,096,000 | 9,395,000 |
| Interest expense | 393,000 | 760,000 | 1,105,000 | 1,419,000 |
| Net interest income | 1,990,000 | 3,999,000 | 5,991,000 | 7,976,000 |
| Noninterest income | 346,000 | 1,008,000 | 1,405,000 | 1,818,000 |
| Noninterest expense | 1,937,000 | 3,875,000 | 5,799,000 | 8,054,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 100,000 |
| Pretax income | 340,000 | 1,098,000 | 1,631,000 | 2,190,000 |
| Income tax | 98,000 | 342,000 | 531,000 | 589,000 |
| Net income | 242,000 | 756,000 | 1,100,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,177,000 | 37,690,000 | 38,035,000 | 38,535,000 |
| Total capital | 39,284,000 | 39,824,000 | 40,250,000 | 40,689,000 |
| Risk-weighted assets | 131,514,000 | 135,077,000 | 137,547,000 | 135,092,000 |