Call reports 2012
JEWETT CITY SAVINGS BANK — 2012
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 241,671,000 | 247,705,000 | 244,715,000 | 244,651,000 |
| Total loans | 154,852,000 | 154,190,000 | 152,548,000 | 151,853,000 |
| Allowance for loan losses | 1,808,000 | 1,898,000 | 1,875,000 | 1,915,000 |
| Securities available for sale | 45,099,000 | 48,198,000 | 49,882,000 | 48,792,000 |
| Securities held to maturity | 2,344,000 | 2,307,000 | 2,270,000 | 2,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,427,000 | 203,357,000 | 199,782,000 | 199,524,000 |
| Interest-bearing deposits | 173,207,000 | 176,429,000 | 172,573,000 | 173,650,000 |
| Noninterest-bearing deposits | 24,220,000 | 26,928,000 | 27,209,000 | 25,874,000 |
| Equity capital | 39,071,000 | 39,147,000 | 39,489,000 | 39,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,133,000 | 7,685,000 | 10,160,000 |
| Interest expense | 526,000 | 1,029,000 | 1,493,000 | 1,925,000 |
| Net interest income | 2,084,000 | 4,104,000 | 6,192,000 | 8,235,000 |
| Noninterest income | 328,000 | 735,000 | 1,059,000 | 1,413,000 |
| Noninterest expense | 2,022,000 | 3,999,000 | 5,973,000 | 7,848,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 440,000 |
| Pretax income | 270,000 | 599,000 | 911,000 | 1,467,000 |
| Income tax | 94,000 | 196,000 | 294,000 | 460,000 |
| Net income | 176,000 | 403,000 | 617,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,104,000 | 36,330,000 | 36,545,000 | 36,935,000 |
| Total capital | 38,014,000 | 38,157,000 | 38,434,000 | 38,860,000 |
| Risk-weighted assets | 130,846,000 | 132,335,000 | 131,165,000 | 133,689,000 |