Call reports 2011
JEWETT CITY SAVINGS BANK — 2011
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 241,184,000 | 244,184,000 | 241,176,000 | 242,355,000 |
| Total loans | 154,463,000 | 153,905,000 | 154,577,000 | 157,529,000 |
| Allowance for loan losses | 1,586,000 | 1,698,000 | 1,726,000 | 2,191,000 |
| Securities available for sale | 51,464,000 | 54,790,000 | 52,509,000 | 48,118,000 |
| Securities held to maturity | 1,983,000 | 2,478,000 | 2,436,000 | 2,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,356,000 | 198,849,000 | 196,006,000 | 196,966,000 |
| Interest-bearing deposits | 173,248,000 | 175,627,000 | 172,870,000 | 173,774,000 |
| Noninterest-bearing deposits | 23,108,000 | 23,221,000 | 23,136,000 | 23,192,000 |
| Equity capital | 38,128,000 | 38,455,000 | 38,359,000 | 38,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 5,419,000 | 8,086,000 | 10,759,000 |
| Interest expense | 617,000 | 1,218,000 | 1,796,000 | 2,352,000 |
| Net interest income | 2,106,000 | 4,201,000 | 6,290,000 | 8,407,000 |
| Noninterest income | 303,000 | 627,000 | 1,055,000 | 1,417,000 |
| Noninterest expense | 2,064,000 | 4,024,000 | 6,038,000 | 7,953,000 |
| Provision for loan losses | 117,000 | 230,000 | 344,000 | 859,000 |
| Pretax income | 234,000 | 625,000 | 1,014,000 | 1,103,000 |
| Income tax | 82,000 | 211,000 | 342,000 | 334,000 |
| Net income | 152,000 | 414,000 | 672,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,311,000 | 35,573,000 | 35,748,000 | 35,928,000 |
| Total capital | 37,127,000 | 37,403,000 | 37,353,000 | 37,649,000 |
| Risk-weighted assets | 129,819,000 | 129,252,000 | 128,287,000 | 131,254,000 |