Call reports 2010
JEWETT CITY SAVINGS BANK — 2010
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 236,919,000 | 234,470,000 | 234,112,000 | 241,643,000 |
| Total loans | 144,375,000 | 146,660,000 | 148,683,000 | 154,745,000 |
| Allowance for loan losses | 1,506,000 | 1,452,000 | 1,462,000 | 1,625,000 |
| Securities available for sale | 64,581,000 | 65,838,000 | 59,679,000 | 53,872,000 |
| Securities held to maturity | 1,683,000 | 1,627,000 | 1,572,000 | 2,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,223,000 | 193,640,000 | 192,673,000 | 196,865,000 |
| Interest-bearing deposits | 169,438,000 | 172,352,000 | 171,513,000 | 174,301,000 |
| Noninterest-bearing deposits | 19,785,000 | 21,288,000 | 21,160,000 | 22,564,000 |
| Equity capital | 37,235,000 | 37,310,000 | 37,760,000 | 37,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,587,000 | 8,363,000 | 11,147,000 |
| Interest expense | 726,000 | 1,427,000 | 2,107,000 | 2,758,000 |
| Net interest income | 2,071,000 | 4,160,000 | 6,256,000 | 8,389,000 |
| Noninterest income | 318,000 | 761,000 | 1,045,000 | 1,421,000 |
| Noninterest expense | 1,928,000 | 3,984,000 | 5,964,000 | 7,952,000 |
| Provision for loan losses | 104,000 | 209,000 | 314,000 | 493,000 |
| Pretax income | 438,000 | 826,000 | 1,121,000 | 1,258,000 |
| Income tax | 158,000 | 297,000 | 398,000 | 467,000 |
| Net income | 280,000 | 529,000 | 723,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,624,000 | 34,599,000 | 35,000,000 | 35,153,000 |
| Total capital | 36,170,000 | 36,051,000 | 36,462,000 | 36,961,000 |
| Risk-weighted assets | 128,937,000 | 129,121,000 | 128,353,000 | 130,487,000 |