Call reports 2009
JEWETT CITY SAVINGS BANK — 2009
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 210,644,000 | 217,673,000 | 220,295,000 | 229,077,000 |
| Total loans | 120,008,000 | 126,146,000 | 130,868,000 | 141,090,000 |
| Allowance for loan losses | 1,372,000 | 1,257,000 | 1,305,000 | 1,460,000 |
| Securities available for sale | 59,702,000 | 71,433,000 | 67,972,000 | 68,370,000 |
| Securities held to maturity | 1,594,000 | 1,487,000 | 1,374,000 | 1,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,205,000 | 180,054,000 | 181,446,000 | 189,303,000 |
| Interest-bearing deposits | 157,751,000 | 161,485,000 | 164,036,000 | 170,005,000 |
| Noninterest-bearing deposits | 16,454,000 | 18,569,000 | 17,410,000 | 19,298,000 |
| Equity capital | 34,768,000 | 35,794,000 | 36,653,000 | 36,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,457,000 | 8,252,000 | 10,988,000 |
| Interest expense | 871,000 | 1,690,000 | 2,487,000 | 3,270,000 |
| Net interest income | 1,858,000 | 3,767,000 | 5,765,000 | 7,718,000 |
| Noninterest income | 356,000 | 659,000 | 991,000 | 1,266,000 |
| Noninterest expense | 1,890,000 | 3,761,000 | 5,730,000 | 7,783,000 |
| Provision for loan losses | 3,000 | 25,000 | 87,000 | 253,000 |
| Pretax income | 322,000 | 418,000 | 743,000 | 752,000 |
| Income tax | 112,000 | 137,000 | 251,000 | 200,000 |
| Net income | 210,000 | 281,000 | 492,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,860,000 | 33,623,000 | 34,116,000 | 34,266,000 |
| Total capital | 34,232,000 | 34,880,000 | 35,421,000 | 35,726,000 |
| Risk-weighted assets | 115,004,000 | 119,344,000 | 119,628,000 | 128,232,000 |