Call reports 2003
JEWETT CITY SAVINGS BANK — 2003
What JEWETT CITY SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 207,505,000 | 214,808,000 | 216,953,000 | 218,111,000 |
| Total loans | 124,530,000 | 121,235,000 | 118,981,000 | 118,888,000 |
| Allowance for loan losses | 1,652,000 | 1,683,000 | 1,683,000 | 1,610,000 |
| Securities available for sale | 57,102,000 | 70,837,000 | 76,417,000 | 80,218,000 |
| Securities held to maturity | 12,969,000 | 9,776,000 | 7,896,000 | 6,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,563,000 | 178,847,000 | 181,102,000 | 177,788,000 |
| Interest-bearing deposits | 157,353,000 | 160,684,000 | 162,590,000 | 160,678,000 |
| Noninterest-bearing deposits | 17,210,000 | 18,163,000 | 18,512,000 | 17,110,000 |
| Equity capital | 24,796,000 | 25,815,000 | 26,125,000 | 26,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,186,000 | 6,418,000 | 9,536,000 | 12,656,000 |
| Interest expense | 942,000 | 1,861,000 | 2,738,000 | 3,577,000 |
| Net interest income | 2,244,000 | 4,557,000 | 6,798,000 | 9,079,000 |
| Noninterest income | 162,000 | 349,000 | 538,000 | 743,000 |
| Noninterest expense | 1,487,000 | 3,045,000 | 4,587,000 | 6,446,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 0 |
| Pretax income | 874,000 | 1,750,000 | 2,511,000 | 3,151,000 |
| Income tax | 332,000 | 665,000 | 960,000 | 1,132,000 |
| Net income | 542,000 | 1,085,000 | 1,551,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,293,000 | 23,271,000 | 23,860,000 | 24,518,000 |
| Total capital | 23,871,000 | 24,884,000 | 25,457,000 | 26,257,000 |
| Risk-weighted assets | 126,181,000 | 128,969,000 | 127,651,000 | 126,347,000 |
Machine access — free, no API key
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