Call reports 2018
MECHANICS BANK — 2018
What MECHANICS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 220,759,000 | 220,966,000 | 221,936,000 | 222,861,000 |
| Total loans | 151,969,000 | 153,264,000 | 159,367,000 | 157,888,000 |
| Allowance for loan losses | 1,928,000 | 1,963,000 | 2,017,000 | 2,010,000 |
| Securities available for sale | 41,937,000 | 41,612,000 | 39,150,000 | 38,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,585,000 | 188,704,000 | 188,326,000 | 190,683,000 |
| Interest-bearing deposits | 149,791,000 | 145,823,000 | 147,798,000 | 148,481,000 |
| Noninterest-bearing deposits | 43,794,000 | 42,880,000 | 40,527,000 | 42,201,000 |
| Equity capital | 23,276,000 | 23,636,000 | 23,694,000 | 23,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,657,000 | 7,084,000 | 9,620,000 |
| Interest expense | 366,000 | 753,000 | 1,203,000 | 1,725,000 |
| Net interest income | 1,937,000 | 3,904,000 | 5,881,000 | 7,895,000 |
| Noninterest income | 739,000 | 1,221,000 | 1,789,000 | 2,341,000 |
| Noninterest expense | 1,803,000 | 3,540,000 | 5,408,000 | 7,571,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 822,000 | 1,470,000 | 2,055,000 | 2,458,000 |
| Income tax | 172,000 | 315,000 | 464,000 | 499,000 |
| Net income | 650,000 | 1,155,000 | 1,591,000 | 1,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,407,000 | 23,971,000 | 24,122,000 | 23,688,000 |
| Total capital | 25,335,000 | 25,934,000 | 26,139,000 | 25,698,000 |
| Risk-weighted assets | 158,606,000 | 158,689,000 | 165,822,000 | 165,370,000 |