Call reports 2017
MECHANICS BANK — 2017
What MECHANICS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 228,500,000 | 222,429,000 | 224,980,000 | 224,184,000 |
| Total loans | 146,003,000 | 145,520,000 | 145,044,000 | 149,800,000 |
| Allowance for loan losses | 2,450,000 | 2,076,000 | 1,840,000 | 1,879,000 |
| Securities available for sale | 46,587,000 | 48,067,000 | 47,617,000 | 46,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,820,000 | 194,336,000 | 196,549,000 | 197,493,000 |
| Interest-bearing deposits | 159,582,000 | 152,787,000 | 153,473,000 | 153,494,000 |
| Noninterest-bearing deposits | 41,237,000 | 41,549,000 | 43,075,000 | 43,999,000 |
| Equity capital | 23,604,000 | 24,226,000 | 24,563,000 | 23,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,153,000 | 4,546,000 | 6,857,000 | 9,157,000 |
| Interest expense | 333,000 | 672,000 | 1,010,000 | 1,353,000 |
| Net interest income | 1,820,000 | 3,874,000 | 5,847,000 | 7,804,000 |
| Noninterest income | 717,000 | 1,307,000 | 1,984,000 | 2,499,000 |
| Noninterest expense | 1,871,000 | 3,717,000 | 5,699,000 | 7,927,000 |
| Provision for loan losses | -673,000 | -490,000 | -435,000 | -379,000 |
| Pretax income | 1,351,000 | 1,966,000 | 2,590,000 | 2,701,000 |
| Income tax | 459,000 | 666,000 | 867,000 | 1,331,000 |
| Net income | 892,000 | 1,300,000 | 1,723,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,181,000 | 23,529,000 | 24,172,000 | 22,791,000 |
| Total capital | 25,086,000 | 25,439,000 | 26,012,000 | 24,670,000 |
| Risk-weighted assets | 151,820,000 | 152,640,000 | 150,780,000 | 155,969,000 |