Call reports 2011
MECHANICS BANK — 2011
What MECHANICS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 204,397,000 | 204,463,000 | 200,056,000 | 198,780,000 |
| Total loans | 124,381,000 | 123,377,000 | 125,230,000 | 125,710,000 |
| Allowance for loan losses | 1,693,000 | 1,776,000 | 1,912,000 | 2,069,000 |
| Securities available for sale | 44,835,000 | 48,573,000 | 49,589,000 | 47,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,742,000 | 183,855,000 | 178,650,000 | 178,013,000 |
| Interest-bearing deposits | 162,419,000 | 162,580,000 | 154,554,000 | 152,116,000 |
| Noninterest-bearing deposits | 22,323,000 | 21,275,000 | 24,096,000 | 25,897,000 |
| Equity capital | 17,882,000 | 18,868,000 | 19,705,000 | 19,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 4,976,000 | 7,472,000 | 9,986,000 |
| Interest expense | 679,000 | 1,371,000 | 2,002,000 | 2,572,000 |
| Net interest income | 1,778,000 | 3,605,000 | 5,470,000 | 7,414,000 |
| Noninterest income | 369,000 | 753,000 | 1,147,000 | 1,528,000 |
| Noninterest expense | 1,332,000 | 2,764,000 | 4,348,000 | 6,120,000 |
| Provision for loan losses | 121,000 | 261,000 | 529,000 | 766,000 |
| Pretax income | 703,000 | 1,364,000 | 1,853,000 | 2,212,000 |
| Income tax | 209,000 | 415,000 | 549,000 | 550,000 |
| Net income | 494,000 | 949,000 | 1,304,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,188,000 | 17,564,000 | 18,023,000 | 17,779,000 |
| Total capital | 18,830,000 | 19,200,000 | 19,652,000 | 19,410,000 |
| Risk-weighted assets | 131,292,000 | 130,752,000 | 130,025,000 | 129,951,000 |