Call reports 2016
MIDLAND NATIONAL BANK OF NEWTON, THE — 2016
What MIDLAND NATIONAL BANK OF NEWTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,702,000 | 138,115,000 | 138,989,000 | 138,791,000 |
| Total loans | 59,844,000 | 61,923,000 | 61,016,000 | 58,684,000 |
| Allowance for loan losses | 919,000 | 939,000 | 931,000 | 914,000 |
| Securities available for sale | 62,965,000 | 65,977,000 | 66,453,000 | 65,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,322,000 | 121,935,000 | 122,722,000 | 124,519,000 |
| Interest-bearing deposits | 101,386,000 | 99,220,000 | 97,665,000 | 98,839,000 |
| Noninterest-bearing deposits | 22,936,000 | 22,715,000 | 25,057,000 | 25,680,000 |
| Equity capital | 14,839,000 | 15,615,000 | 15,595,000 | 13,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,209,000 | 3,308,000 | 4,421,000 |
| Interest expense | 48,000 | 96,000 | 143,000 | 189,000 |
| Net interest income | 1,034,000 | 2,113,000 | 3,165,000 | 4,232,000 |
| Noninterest income | 252,000 | 521,000 | 858,000 | 1,193,000 |
| Noninterest expense | 1,164,000 | 2,333,000 | 3,487,000 | 4,635,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 118,000 | 292,000 | 528,000 | 779,000 |
| Income tax | 9,000 | 20,000 | 34,000 | 47,000 |
| Net income | 109,000 | 272,000 | 494,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,940,000 | 14,001,000 | 14,098,000 | 14,210,000 |
| Total capital | 14,859,000 | 14,940,000 | 15,029,000 | 15,124,000 |
| Risk-weighted assets | 101,282,000 | 103,741,000 | 103,981,000 | 91,560,000 |