Call reports 2015
MIDLAND NATIONAL BANK OF NEWTON, THE — 2015
What MIDLAND NATIONAL BANK OF NEWTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,212,000 | 134,535,000 | 140,536,000 | 136,517,000 |
| Total loans | 55,924,000 | 56,974,000 | 54,746,000 | 57,774,000 |
| Allowance for loan losses | 1,233,000 | 1,220,000 | 916,000 | 905,000 |
| Securities available for sale | 65,921,000 | 66,078,000 | 64,117,000 | 62,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,661,000 | 120,208,000 | 125,475,000 | 121,677,000 |
| Interest-bearing deposits | 98,804,000 | 101,099,000 | 103,178,000 | 99,930,000 |
| Noninterest-bearing deposits | 21,857,000 | 19,109,000 | 22,297,000 | 21,747,000 |
| Equity capital | 14,054,000 | 13,801,000 | 14,516,000 | 14,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,178,000 | 3,241,000 | 4,334,000 |
| Interest expense | 52,000 | 104,000 | 154,000 | 203,000 |
| Net interest income | 1,029,000 | 2,074,000 | 3,087,000 | 4,131,000 |
| Noninterest income | 268,000 | 577,000 | 984,000 | 1,434,000 |
| Noninterest expense | 1,181,000 | 2,454,000 | 3,687,000 | 5,063,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 157,000 | 250,000 | 767,000 | 885,000 |
| Income tax | 11,000 | 19,000 | 31,000 | 40,000 |
| Net income | 146,000 | 231,000 | 736,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,614,000 | 13,653,000 | 14,113,000 | 13,912,000 |
| Total capital | 14,837,000 | 14,873,000 | 15,029,000 | 14,817,000 |
| Risk-weighted assets | 97,792,000 | 99,038,000 | 100,713,000 | 102,384,000 |