Call reports 2012
MIDLAND NATIONAL BANK OF NEWTON, THE — 2012
What MIDLAND NATIONAL BANK OF NEWTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,387,000 | 131,802,000 | 131,383,000 | 130,618,000 |
| Total loans | 62,117,000 | 58,040,000 | 57,869,000 | 57,909,000 |
| Allowance for loan losses | 1,947,000 | 1,724,000 | 1,541,000 | 1,603,000 |
| Securities available for sale | 53,758,000 | 54,915,000 | 57,731,000 | 60,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,124,000 | 115,293,000 | 115,840,000 | 115,187,000 |
| Interest-bearing deposits | 99,268,000 | 98,850,000 | 96,777,000 | 96,937,000 |
| Noninterest-bearing deposits | 17,856,000 | 16,443,000 | 19,063,000 | 18,250,000 |
| Equity capital | 14,304,000 | 14,586,000 | 14,635,000 | 14,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,553,000 | 3,721,000 | 4,916,000 |
| Interest expense | 146,000 | 280,000 | 395,000 | 487,000 |
| Net interest income | 1,153,000 | 2,273,000 | 3,326,000 | 4,429,000 |
| Noninterest income | 283,000 | 591,000 | 901,000 | 1,243,000 |
| Noninterest expense | 1,202,000 | 2,409,000 | 3,580,000 | 4,765,000 |
| Provision for loan losses | 61,000 | 161,000 | 386,000 | 438,000 |
| Pretax income | 173,000 | 331,000 | 298,000 | 525,000 |
| Income tax | 4,000 | 6,000 | 6,000 | 6,000 |
| Net income | 169,000 | 325,000 | 292,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,965,000 | 13,122,000 | 13,089,000 | 13,213,000 |
| Total capital | 13,950,000 | 14,233,000 | 14,224,000 | 14,405,000 |
| Risk-weighted assets | 77,852,000 | 88,229,000 | 90,431,000 | 94,921,000 |