Call reports 2025
FRIENDSHIP STATE BANK, THE — 2025
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 543,659,000 | 543,935,000 | 549,885,000 | 554,670,000 |
| Total loans | 312,646,000 | 317,496,000 | 322,296,000 | 326,455,000 |
| Allowance for loan losses | 3,402,000 | 3,392,000 | 3,370,000 | 3,397,000 |
| Securities available for sale | 185,921,000 | 184,219,000 | 183,027,000 | 185,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,783,000 | 460,140,000 | 472,765,000 | 474,750,000 |
| Interest-bearing deposits | 390,200,000 | 393,622,000 | 403,403,000 | 406,793,000 |
| Noninterest-bearing deposits | 67,583,000 | 66,518,000 | 69,362,000 | 67,957,000 |
| Equity capital | 35,109,000 | 36,502,000 | 38,668,000 | 40,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,828,000 | 11,957,000 | 18,235,000 | 24,611,000 |
| Interest expense | 2,191,000 | 4,457,000 | 6,718,000 | 8,850,000 |
| Net interest income | 3,637,000 | 7,500,000 | 11,517,000 | 15,761,000 |
| Noninterest income | 1,593,000 | 3,209,000 | 4,855,000 | 6,599,000 |
| Noninterest expense | 4,336,000 | 8,755,000 | 13,290,000 | 17,752,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 74,000 |
| Pretax income | 900,000 | 1,960,000 | 3,088,000 | 4,541,000 |
| Income tax | 156,000 | 343,000 | 490,000 | 756,000 |
| Net income | 744,000 | 1,617,000 | 2,598,000 | 3,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,849,000 | 46,037,000 | 46,335,000 | 46,839,000 |
| Total capital | 49,430,000 | 49,608,000 | 49,884,000 | 50,438,000 |
| Risk-weighted assets | 302,884,000 | 305,687,000 | 308,195,000 | 310,182,000 |