Call reports 2023
FRIENDSHIP STATE BANK, THE — 2023
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 545,492,000 | 546,203,000 | 548,405,000 | 543,802,000 |
| Total loans | 289,319,000 | 289,732,000 | 288,071,000 | 293,655,000 |
| Allowance for loan losses | 3,547,000 | 3,538,000 | 3,495,000 | 3,469,000 |
| Securities available for sale | 172,897,000 | 171,380,000 | 168,265,000 | 169,180,000 |
| Securities held to maturity | 39,059,000 | 40,013,000 | 40,638,000 | 40,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,113,000 | 487,304,000 | 474,899,000 | 468,166,000 |
| Interest-bearing deposits | 416,144,000 | 418,980,000 | 409,118,000 | 402,440,000 |
| Noninterest-bearing deposits | 68,969,000 | 68,324,000 | 65,781,000 | 65,726,000 |
| Equity capital | 29,733,000 | 29,341,000 | 27,539,000 | 33,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,948,000 | 10,131,000 | 15,475,000 | 20,890,000 |
| Interest expense | 1,017,000 | 2,539,000 | 4,372,000 | 6,408,000 |
| Net interest income | 3,931,000 | 7,592,000 | 11,103,000 | 14,482,000 |
| Noninterest income | 1,479,000 | 2,975,000 | 4,463,000 | 6,001,000 |
| Noninterest expense | 3,993,000 | 8,041,000 | 12,040,000 | 15,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,449,000 | 2,573,000 | 3,530,000 | 4,763,000 |
| Income tax | 260,000 | 450,000 | 607,000 | 820,000 |
| Net income | 1,189,000 | 2,123,000 | 2,923,000 | 3,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,634,000 | 44,731,000 | 44,856,000 | 45,192,000 |
| Total capital | 48,264,000 | 48,376,000 | 48,501,000 | 48,811,000 |
| Risk-weighted assets | 290,352,000 | 291,598,000 | 294,311,000 | 292,887,000 |